Debt Free Journey

Helping you make sense of your money

Credit Cards Comparison

Before we get into credit cards comparison, let’s talk about exactly what credit cards are and a little history. When I was a young boy I can’t ever remember my Dad using a Credit Card. Credit and Credit Cards were frowned upon by most people. You were...

Free Debt Counseling, Hard to Believe!

Free debt counseling would be great if you could find it! Are you feeling the stress? At the end of your rope? It may be time for some debt counseling. But I doubt if you will find it for free. Before you go this route, make sure that you already tried to fix the...

Eliminate Credit Card Debt Without Bankruptcy

A lot of people ask: “How can I eliminate credit card debt without bankruptcy?” I hate the word bankruptcy. Seems like an easy out for some people. I do not think that you will want to pay the price of a bankruptcy. This black mark will stay with you for a...

Credit Report Rating, What’s It All About?

The rating comes from the information in your credit report. This rating is used for many different purposes, so you would be wise to keep it as high as possible. Some things you have control over and some you don’t. In essence this credit report rating, also...

Free Credit Report – No Credit Card Required

A lot of people have been asking where they can get a free credit report with no credit card required. As a matter of fact the number of people who search for this on Google alone is about 2,900 per month. There is a bit of confusion. The thing that mostly requires a...