Before we get into credit cards comparison, let’s talk about exactly what credit cards are and a little history. When I was a young boy I can’t ever remember my Dad using a Credit Card. Credit and Credit Cards were frowned upon by most people. You were supposed to pay as you go. Credit was [...]

Free debt counseling would be great if you could find it! Are you feeling the stress? At the end of your rope? It may be time for some debt counseling. But I doubt if you will find it for free. Before you go this route, make sure that you already tried to fix the problem [...]

A lot of people ask: “How can I eliminate credit card debt without bankruptcy?“ I hate the word bankruptcy. Seems like an easy out for some people. I do not think that you will want to pay the price of a bankruptcy. This black mark will stay with you for a minimum of 7 – [...]

The rating comes from the information in your credit report. This rating is used for many different purposes, so you would be wise to keep it as high as possible. Some things you have control over and some you don’t. In essence this credit report rating, also called a FICO score, rates your likely ability [...]

A lot of people have been asking where they can get a free credit report with no credit card required. As a matter of fact the number of people who search for this on Google alone is about 2,900 per month. There is a bit of confusion. The thing that mostly requires a credit card [...]

Well yes and no. It really depends on your situation. Debt consolidation with credit cards can be very risky. If you do not know what you are doing, you may end up getting your self into even deeper trouble!