Free Money For College? Are you kidding? Yes there are ways to get free money for college. There are actually quite a few more than I could tell you about here, but I will review a few. If a person uses the excuse that they can not have a college education because they do not [...]

Borrowing against your 401K is rarely a good idea. But of course there are some cases where it may make sense. Let’s take a look at the good, the bad, and the ugly. But first let’s talk about some reasons that you may want to borrow. Let’s say you want a new boat, or maybe [...]

The Federal Parent Plus Loan is a loan applied for and guaranteed for by a parent on the behalf of an eligible dependent. The eligible dependent student must be enrolled in school for at least half of the time. The parents will have to have a good credit history. This loan can come from The [...]

Student Loan Consolidation Interest Rate. Consolidating your student loans can get you a lower interest rate, or a higher one, with a longer repayment period. Let’s review what you should be on the look out for and whether you should consolidate your student loans. Obviously you want to repay them, but this is a big [...]

401K Maximum Contribution So just what is the maximum contribution that you can put into your 401K account? It depends on the government guidelines, your salary, and your plan. Your contribution limit is the lower of the maximum amount that your employer allows as a percentage of your pay or the government maximum allowed amount. [...]

Credit Card Protection. Credit cards can be good and bad. They are certainly valuable. That is to you and someone who scams you out of your number! Let’s talk about some things that you should know for your protection.

Free Credit Report Without a Credit Card I was looking at the search engines the other day and I noticed that 5,400 people search every month for “Free Credit Report Without a Credit Card”. This tells me that a lot of people are confused and think that they have to give out their credit card [...]

Best Rewards Credit Cards. If you are one of the smart people who pays your credit card balance off each month, you should definitely be taking advantage of rewards credit cards! If you do not, stay away from these cards. You will eat your rewards up in interest fees. Look for a low interest card.

Student Loans Low Interest. It is a well known fact that anything worth anything comes with a price. Education is no different. Today it is hard to succeed in the world without that college degree. But not everyone has a family that is able or willing to foot the bill for a high cost college [...]

Debt Consolidation Loans For People with Bad Credit This may not be as hard as it sounds. Actually if a person with bad credit is looking for a debt consolidation loan, it means that they are concerned about their credit and are making an effort to fix it. You may find that banks like these [...]