Credit card laws are the laws that govern the way the credit card companies must operate. You don’t usually hear much about them. That’s because most of them are just basic laws—the type that keep anyone from doing illegal things. But credit card laws are under review and changing as we speak. Consumers and lawmakers [...]

You’ve gotten behind, and you’re wondering, can you be sued for credit card debts? It’s important for you to know that you can be sued and you will be sued. You may be able to let the debt go for a while, even for a few years. But ask anyone who’s been there, can you [...]

What is your credit score based on and what is the average American credit score nowadays?  How do you fare in comparison with your fellow Americans?  Is your rating higher or lower than the average American credit score?  Just about everyone knows that there is such a thing as a credit score and that it [...]

Some tips on credit card consolidation are common sense. One tip that should go without saying is to not make a new agreement that you can’t pay. It does no good to consolidate your credit cards for a lower monthly payment if that payment is still too high. Here are some other important tips on [...]