Debt Free Journey

Helping you make sense of your money

Save Money Tips: Your Energy Bill

Save Money Tips This is one of my favorite topics. Saving money is not much different than making money. I love saving money. Sometimes I feel like it is a game, and I love playing it. I would like to discuss saving money on your energy bill. I am sure that if you...

Credit Cards Comparison

Before we get into credit cards comparison, let’s talk about exactly what credit cards are and a little history. When I was a young boy I can’t ever remember my Dad using a Credit Card. Credit and Credit Cards were frowned upon by most people. You were...

Free Debt Counseling, Hard to Believe!

Free debt counseling would be great if you could find it! Are you feeling the stress? At the end of your rope? It may be time for some debt counseling. But I doubt if you will find it for free. Before you go this route, make sure that you already tried to fix the...

Eliminate Credit Card Debt Without Bankruptcy

A lot of people ask: “How can I eliminate credit card debt without bankruptcy?” I hate the word bankruptcy. Seems like an easy out for some people. I do not think that you will want to pay the price of a bankruptcy. This black mark will stay with you for a...

Credit Report Rating, What’s It All About?

The rating comes from the information in your credit report. This rating is used for many different purposes, so you would be wise to keep it as high as possible. Some things you have control over and some you don’t. In essence this credit report rating, also...