Debt Free Journey

Helping you make sense of your money

Stock Market Mutual Funds

If you are interested in investing in the stock market mutual funds are a great way to get your feet wet. You can invest in mutual funds with very little money to start. Sometimes as little as $50 to $100 will get your foot in the door. Then all you have to do is just...

Borrowing Against Your 401K, Should You?

Borrowing against your 401K is rarely a good idea. But of course there are some cases where it may make sense. Let’s take a look at the good, the bad, and the ugly. But first let’s talk about some reasons that you may want to borrow. Let’s say you...

401K Maximum Contribution

401K Maximum Contribution So just what is the maximum contribution that you can put into your 401K account? It depends on the government guidelines, your salary, and your plan. Your contribution limit is the lower of the maximum amount that your employer allows as a...